Top 50 Payments Startup Investors in United Arab Emirates in October 2023

Portfolio highlights

• Dtonic — Efficient Spatio-Temporal Big Data Processing across Smart-X Industries
• The Food Lab — The Food Lab is a cloud kitchen platform but describes itself as an infrastructure company for restaurants in Egypt — about 400,000 in number — in the food & beverage (F&B) space. The company provides a full suite of end-to-end services, including cloud kitchen (kitchen as a service) and procurement.
• Retailo Technologies — Retailo is an online regional B2B marketplace platform that serves small and medium-sized retail businesses, including kiryana and baqala stores, in the MENAP region. We are using technology to digitize and streamline the retail sector to make it more efficient.

Portfolio highlights

• Kaso — Elkaso is the leading Order and Procurement Management Tool for Restaurants and Suppliers in the Middle East.
• Momento — Momento is an insurtech company with the objective of revolutionizing the insurance industry in Latin America, starting with car insurance. We want to make insurance easy and accessible for the underserved population in LATAM.
• Equilibrium Energy — Equilibrium Energy operates at the intersection of grid variability, market volatility, economic optimization, commercial structuring, trading, and risk management, across the end-to-end power value chain. Their ambition is to become a next-generation clean power company that reshapes the energy industry. They address inquiries through onlineapplications.

Portfolio highlights

• Hakbah — Hakbah is a Fintech startup focusing on an alternative financial saving. Hakbah is modernizing financial saving via its intelligent platform by offering a comprehensive one-stop-shop solution for Savings Groups to initiate, manage, join, and pay directly within the mobile app.
• Yodawy — Yodawy is an online pharmacy and insurtech startup that allows customers to order pharmaceuticals and cosmetics via a mobile app and have those delivered through a network of 500+ pharmacies across Egypt. Insurance and copayment benefits are automatically applied with four major insurance carriers onboarded thus far and more in the pipeline.
• Helium Health — Helium Health empowers healthcare providers in Africa with digital tools, financing solutions, and data partnerships. Learn more about our innovative solutions.

Portfolio highlights

• Mozn — Confidently screen customers, monitor transactions and assess risk with powerful AI and seamless automation.
• Sylndr — Sylndr is an automotive focused e-commerce marketplace bringing innovation to the used-cars market, where customers can reliably and transparently sell and buy used cars. The company is aiming to build trust in the used-car market by becoming the go-to place for customers seeking to sell and buy their cars, through an extensive range ofhigh-quality used vehicles accessible across a diverse set of financing solutions.
• Wafeq وافق — Send invoices or purchase orders, manage your inventory and your payroll, and get over 30 reports to manage your company, all in one software.

Portfolio highlights

• D3 — D3 - DNS Domains for Web3
• Silkhaus — A seamless, sophisticated experience you can rely on. Choose from the wide variety of furnished Boutique Flats and apartments for short and long-term stays from Silkhaus.
• Metriport — Metriport helps digital health companies access and manage patient health and medical data, through an open-source and universal API.

Portfolio highlights

• BitOasis — BitOasis is MENA's leading platform that allows you to securely buy, sell and trade crypto assets like Bitcoin, Ether, XRP and Bitcoin Cash at the best rates. Currently available in UAE, KSA, Bahrain, Kuwait, Oman, Jordan, Egypt and Morocco.
• Believe — Believe Pte Ltd. is a global, Singapore-based FMCG conglomerate that provides market-ready solutions for customers by listening to their needs and designing products that suit their culture and life choices. From breakthrough personal care essentials to beauty products surpassing global standards, our worldwide team of experts use cutting-edgetechnology, scientifically proven methodologies and ancient knowledge to gift our customers
• Wafeq وافق — Send invoices or purchase orders, manage your inventory and your payroll, and get over 30 reports to manage your company, all in one software.

Portfolio highlights

• Tabby — With Tabby, you can split your purchases into 4 interest-free payments at your favourite stores. Download the Tabby app to get started.
• Ready — Get Ready BOSS for your CSP digital transformation. Cross-sell OTT services, subscriber self-service & more. Includes flexible, modular billing & API.
• Pagos Solutions — Get real-time payment data detecting issues, trends, and opportunities plus intelligent payment solutions for optimizing payment performance.

Portfolio highlights

• Shenji Changhua — Shenji Changhua is a biotechnology company focusing on neurological diseases such as ALS.
• Yanming Biology — Pyrotech pharmaceuticals is a biotechnology company that focuses om development for drugs for the treatment of inflammation and tumors.
• Life Biosciences — Lingfu Bio is a service provider of the whole industry chain of experimental animals and animal models.

Portfolio highlights

• qlub — Qlub is the fastest, most secure form of digital menu & contactless payment for customers at restaurants, clubs & lounges.
• Tabby — With Tabby, you can split your purchases into 4 interest-free payments at your favourite stores. Download the Tabby app to get started.
• Floward — Send fresh flowers and a variety of gifts online with Floward. Browse through our numerous products and get same-day flowers delivery

Portfolio highlights

• Tactyc — Tactyc is an easy-to-use portfolio construction, forecasting and management software for venture funds.
• Zoie Health — Zoie is a digital health firm for women that provides family planning, fertility, and maternity care services.
• Money Fellows — MoneyFellows digitizes the ROSCA model, enabling group lending and savings.

Portfolio highlights

• Curacel — Curacel creates APIs & tools that enable businesses to embed insurance in digital channels and to administer claims cost-effectively.
• AOA — AOA based in Boston, New York, and London developing cancer diagnostics in the field of women’s health.AOA is a female-led company, is committed to bringing the first accurate early-stage liquid biopsy ovarian cancer diagnostic test to market that will improve clinical practice, help reduce patient mortality and deliver cost savings to payers.
• Craniometrix — Catch Alzheimer's 3x as accurately as a doctor & 10 years before symptoms. All in 5 minutes on your computer!

Portfolio highlights

• Bridged Media — Bridge the gap between empathy to action to boost your engagement and retention on text, audio, and video. The easiest way to help your audience create an impact.
• Laced — Discover the latest sneaker releases with Laced. The UK and Europe's authentic sneaker marketplace, discover coveted styles from Nike, Air Jordan, Yeezy, New Balance and more. Buy and sell now with Laced.
• Finverity — Finverity provides technology, working capital and expertise to give banks, NBFIs, financiers and companies a strategic advantage in supply chain finance.

Portfolio highlights

• Tallarium — Tallarium - The definitive pre-trade data and analytics platform for OTC energy markets, driven by data science
• Gateway — Gateway is a decentralized protocol for creating, consuming, and displaying verifiable credentials.
• Coinflow Labs — Coinflow is a payment solution that allows Web3 companies to accept traditional payment methods and payout their customers by converting cryptocurrency to USD in their traditional bank account.

Portfolio highlights

• Sereact — Discover the world's easiest pick-and-pack automation solution. Significant cost savings, productive 24/7, deployment in one day and no training required.
• Grasp — Grasp mission is to increase the rate at which humans learn.
• Amperecloud — ampere.cloud is Renewables & Environment company

Portfolio highlights

• Rain — Rain is a regulated cryptocurrency exchange operating in the Middle East.
• Sarwa — Sarwa is your all-in-one investment platform. We offer hands-off investing, real-time trading, and high-yield savings. With holistic financial tools at your fingertips, investing has never been easier. Sarwa SDWCL is regulated by the FSRA in the ADGM.
• Clara — Clara demystifies the complex startup legal processes involved in setting up, growing and exiting a startup, through our innovative platform.

Portfolio highlights

• AHOY Holding — Through AHOY's core tech, we are able to optimize any process related to movement, tasks, consent, and resources on this earth. People, goods, money, and information meet spatial capabilities in a serverless cloud. Get in touch and explore our APIs and technology.

Portfolio highlights

• Alpha Vault — Alpha Vault is a decentralized crypto investment platform
• Sync Savings — Rebuilding the infrastructure of cash savings
• Sidekick — Expertly-managed portfolios for the modern investor

Portfolio highlights

• Lulalend — Financial provider for SME business banking accounts, business funding, and trade capital in South Africa. Do not delay. Click now to learn more and start today!
• NOW Money — NOW Money is the UAE's first digital payroll and mobile bank service developed specifically for low income workers.
• Apollo Agriculture — BRINGING COMMERCIAL FARMING TO EVERYONE Andrew, 3 acre maize farmer and Apollo customer

Portfolio highlights

• Bacu — Bacu provides restaurant technology and offer a comfort food concept.
• Kenzz — Kenzz is an e-commerce platform bringing shopping to the mass market in Egypt and MENA.
• Meliora Therapeutics — Bringing together modern molecular fingerprinting, machine learning, and cutting edge biology

Portfolio highlights

• Axis — axis for Business enables small businesses to seamlessly manage employee payroll, salary advances, and expenses - all from one place.
• Amini — Amini is enabling Africa to transform the world, by empowering our ecosystem through data & fostering opportunities for 1B lives.
• Revio — Subscription billing and payments made easy.

Portfolio highlights

• Buycycle — Buycycle is an online market place that offers pre-owned bikes. Buycycle is headquartered in Munich, Bayern and was founded in 2021.
• HOLOGATE — HOLOGATE is the market leading virtual reality and immersive media company offering innovative extended reality solutions for entertainment and enterprise applications.
• Narval — Securely use your digital assets with web3-native policy controls over any key storage & custody model

Portfolio highlights

• Hubpay — Global payments for modern businesses. Pay suppliers, partners, employees using Hubpay's market leading FX, multi-currency accounts, collections, payments and more
• Trukkin — Trukkin is the best logistics company within GCC and Pakistan. Contact us for cargo logistics solutions and truck transport services.
• InvestSky — InvestSky offers zero commission investing in your favorite stocks. Invest smarter, together. Trading mobile app is coming soon, join the waitlist!

Portfolio highlights

• Torod — Torod is an API aggregator that enables E-store owners to select the best shipper based on price, insurance, destination, and item value, with a single click set-up.
• Kaso — Elkaso is the leading Order and Procurement Management Tool for Restaurants and Suppliers in the Middle East.
• El-Dokan — El-Dokan is the first enterprise eCommerce software designed for large and growing retail stores in MENA to help them optimize their operations and improve their sales conversion.

Portfolio highlights

• Licify — Licify, a procurement cloud-based platform specialized in the construction industry, has redefined interactions between developers, contractors, sub-contractors and suppliers. It creates a community developing transparent and efficient realtionships allthrough the value chain. This improves the procurement and supply processes, generating savingsand increasing profitability.
• Channel19 — Channel19 is building a platform for small truckers to aggregate freight from all of their digital broker and load board relationships in one place and find the best freight to move for their business. Truckers using Channel19 earn up to 20% more revenue and can save over $3,000 per truck per year in dispatch.
• Advance Tech Lending — Advance Tech Lending is an online salary loans provider. They help employees cover their daily financial needs with a click of a button. They don’t charge interest, just a processing fee to get funds to you immediately.

Portfolio highlights

• Alaan — Take control of your business spend.
• Duetti — Duetti acquires music catalogs from independent artists a-la-carte with transparent, data-driven deals. Fund your career and breathe new life into tracks with uniquely intelligent marketing. Partner with us one track at a time, or even just a percentage of one.
• Parker — Parker is a developer of a digital financial platform designed to help users to pay expenses and manage their e-commerce finances.

Portfolio highlights

• invygo — Invygo is MENA's first & largest car subscription service creating accessible mobility options through an all-inclusive monthly subscription, all in a seamless app-based experience.For consumers: we provide them access to passenger cars without any financial burdens through a customizable month-to-month subscription through a mobile appFor Dealers: through our technology, they get access to a new business model that helps them generate revenue and reduce their depreciation and operational cost The company was founded in 2018 by Eslam Hussein and Pulkit Ganjoo in Dubai, UAE.
• Spendflo — Let Spendflo buy and renew your SaaS for you. Get more visibility on your vendors, automate procurement and spend less on every tool.
• Monarx — Automatic malware protection for PHP web hosting providers.

Portfolio highlights

• Reserv — We are a premier claims platform, born from state-of-the-art data intelligence and talent management technology.
• TreasurySpring — We search out the best cash investments on the planet and deliver them through a simple digital portal. All you need to do is click some buttons.
• Project Admission — A software solution that integrates with ticketing platforms, Project Admission makes buying, transferring, and reselling tickets simple, intuitive, and effective.

Portfolio highlights

• EthStorage — EthStorage is a crypto startup and It is a storage rollup built on top of ethereum.
• Oasys — Oasys is an eco-friendly blockchain built for the gaming community, offering the best user experience with fast transactions and zero gas fees.
• Crossover Markets Group — Crossover Markets Group, Inc is a digital asset exchange designed to meet the liquidity needs of institutional clients trading cryptocurrencies.

Portfolio highlights

• Zid زد — Zid is an e-commerce in a box - solution that any retailer can use to start their eRetail. Zid helps them to build their own eStores (with their own name and identity) and integrates them with the supply chain players to enable them to manage and with ease. The company aims to enable the retail sector to enter the world of electronic retail in aneasy and professional.Zid was founded in 2017 and based in Riyadh, Ar Riyad, Saudi Arabia.
• DataLexing — DataLexing is an All-in-One Data-Driven productivity platform that brings Insights, Apps, Notifications, Forms, and Sheets together in one place.
• Al Matar Group — Al Matar Group provides individuals and businesses with technical travel solutions.

Portfolio highlights

• klikit — Founded in 2021, klikit is a Singapore-based venture helping restaurants across Southeast Asia grow their business. With a first-of-its-kind enterprise technology stack, klikit helps restaurants become far more efficient in food delivery operations, while also connecting restaurants to role-model creators to launch virtual food brands for extrarevenue. This team of 30 led by ex-Gojek, Uber, Twitch, Nike and other alumni is backed by Global Founders Capital, Wavemaker Partners, Uber alumni syndicate Moving Capital, Gojek co-founder Kevin Aluwi, Nuseir Yassin of NasDaily, Radish Fiction Founder Seung-yoon Lee, and more.In its first seven months, klikit has serviced over US$2.8 million in food delivery orders across 150 brands in the Philippines, Malaysia, Indonesia, and Singapore, as well as Taiwan and Australia.We’re hiring — join us as we help restaurants take back their power in food delivery! http://bit.ly/joinklikit
• Silkhaus — A seamless, sophisticated experience you can rely on. Choose from the wide variety of furnished Boutique Flats and apartments for short and long-term stays from Silkhaus.
• BOND — Get closer to the people and products behind your screen than ever before. Step inside creator wardrobes. Shop their edits. Swipe their curations. Be inspired. We're bringing you a new way to discover.

Portfolio highlights

• Lyvely — Lyvely is a social networking and content monetization platform that provides an integrated multimedia e-commerce and payments solution.
• zkLink — zkLink is a unified middleware layer connecting L1 chains and L2 networks with zk-SNARKs technology, reshaping the crypto landscape for DeFi, NFT, and RWA trading.
• Dspace — DSpace is a Web3 social protocol powered by AIGC, LBS, AR, and blockchain technologies, providing users with innovative Gamefi-integrated social interactions, bridging the gap between Web3 and physical reality.

Portfolio highlights

• Teeela — Teeela is the GCC’s fastest growing and most innovative gifting platform, built to provide families with the easiest, quickest and most personalized gifting and toy buying experience
• RedBox — Don't wait for drivers to deliver your packages! Instead, use RedBox lockers to ship your packages and collect them at your convenient time. No human contact!
• SmartCrowd — Smart Crowd is a real estate investment platform that provides you an opportunity to access the UAE real estate market with low minimum investment amount from a simple online portal.Smart Crowd’s innovative approach enables investors to treat their investment properties more like stock portfolios, focusing on asset allocation rather than dealingwith the hassles of researching and buying vacant properties that need to be leased and managed. This creates significant time and cost savings. By allowing low minimum investment you diversify your properties, allowing you to build a well-diversified investment property portfolio without taking on too much leverage and risk.

Portfolio highlights

• Screeb — Make products your users will love by using Screeb, the all-in-one tool for Product Discovery. Product analytics, user recruitment, and more!
• Spades — Guests Scan a QR code to view the menu and Pay, they can also Split the amount and Tip the staff. Now faster than ever.
• Morpho Labs — Morpho is an on-chain peer-to-peer layer on top of lending pools. Rates are seamlessly improved for borrowers and lenders while preserving the same guarantees. Morpho combines the efficiency of P2P with the liquidity of lending pools. Users enjoy an improved APY while maintaining the pool’s flexibility

Portfolio highlights

• AHOY Holding — Through AHOY's core tech, we are able to optimize any process related to movement, tasks, consent, and resources on this earth. People, goods, money, and information meet spatial capabilities in a serverless cloud. Get in touch and explore our APIs and technology.

Portfolio highlights

• AHOY Holding — Through AHOY's core tech, we are able to optimize any process related to movement, tasks, consent, and resources on this earth. People, goods, money, and information meet spatial capabilities in a serverless cloud. Get in touch and explore our APIs and technology.

Portfolio highlights

• Undeads Metaverse — Play, earn crypto & mint NFTs while exploring the post-apocalyptic metaverse. Feature-rich gameplay never seen in Web3 space before. Join the Undeads Metaverse!

Portfolio highlights

• Undeads Metaverse — Play, earn crypto & mint NFTs while exploring the post-apocalyptic metaverse. Feature-rich gameplay never seen in Web3 space before. Join the Undeads Metaverse!

Portfolio highlights

• Spades — Guests Scan a QR code to view the menu and Pay, they can also Split the amount and Tip the staff. Now faster than ever.
• Memo Bank — Memo Bank is a new bank for small & medium-sized businesses.
• Roof — Roof provides private co-living studios for students with common areas.

Portfolio highlights

• Banked — Banked : Real time payments for consumers, businesses and banks.
• Qori — Accept a wide variety of cryptocurrencies on your POS terminal or iOS or Android device without handling crypto yourself.
• Clarisights — Clarisights streamlines reporting for sophisticated growth marketing teams. Automatically integrate, process and visualize data from all of your marketing sources.

Portfolio highlights

• CleanHub — Become plastic neutral with CleanHub and prevent ocean bound plastic before it can cause damage
• Sixty AI — Sixty artificial intelligence (AI) will be used to revolutionize productivity and relieve busy clients from digital clutter. AI-powered Personal Relationship Management software optimizes concentration and flow by eliminating time-consuming and boring digital operations, allowing you to focus on what is most important.
• Aleph Alpha — Aleph Alpha develops AI systems for modern security challenges.

Portfolio highlights

• NymCard — <p><span style="color:#ce9178;">NymCard is providing, in the MENA region and around the globe, dynamic and secure building blocks for building fast and easy card programs.</span></p>
• Touché — Touché shapes how businesses and their clients interact, and allows users to make payments securely without needing to carry a card.
• Cashew — cashew is your go-to for financial management during your shopping experience. Simply buy what you love, and pay in installments at your own pace. Sign up now!

Portfolio highlights

• Spades — Guests Scan a QR code to view the menu and Pay, they can also Split the amount and Tip the staff. Now faster than ever.

Portfolio highlights

• Zid زد — Zid is an e-commerce in a box - solution that any retailer can use to start their eRetail. Zid helps them to build their own eStores (with their own name and identity) and integrates them with the supply chain players to enable them to manage and with ease. The company aims to enable the retail sector to enter the world of electronic retail in aneasy and professional.Zid was founded in 2017 and based in Riyadh, Ar Riyad, Saudi Arabia.
• Kaso — Elkaso is the leading Order and Procurement Management Tool for Restaurants and Suppliers in the Middle East.
• Yellow Metal — Fintech company that provides Gold loan

Portfolio highlights

• Jugyah — Jugyah is a technology company transforming how the next billion urban Indians rent their homes.Our pioneering, fin-tech powered business model is radically changing the long term home rental market.We believe there is a better place (”jugyah”) out there for both renters and property owners where they feel like they belong. Our goal is to takethem there.Backed by the largest real estate developers in the country and some of the top tier angels and VCs, we are currently in beta.
• Blitz — Blitz is a delivery platform that helps to ecommerce business to get immediate delivery in India.
• Zippee — ZFW Dark Stores enables 30 Min, 2 Hour, & Same-Day deliveries for E-commerce brands through next-gen fulfillment, network of dark stores, & last-mile infrastructure across India. This capital-light approach is helping brands like Epigamia, Unilever, Rage Coffee, NOTO, and Baskin Robbins expand without upfront capital, overheads, &headaches.Our platform integrates seamlessly with all industry platforms to provide brands with complete visibility into supply-chain ops & customers: significantly improving customer loyalty, RTOs, & costs.E-commerce is becoming increasingly competitive with shifting brand loyalties. Stay ahead of the curve & be closer to your customers by offering them super-fast deliveries.If you're a D2C brand in India that wants to boost profitability & customer experiences- reach out & say hi!

Portfolio highlights

• KUmar Pradeep — Cart Abandonment Rate is the percentage (%) of online visitors who add items to their shopping cart but then abandon it without making a purchase. It shows the rate at which your potential customers are leaving without buying.
• OTPless — Experience the future of user authentication with OTPless. Our one-tap sign-in solution eliminates the need for passwords and OTPs, offering a secure, convenient, and user-friendly alternative.
• CoinCRED — CoinCRED allows users to buy, sell, and trade cryptocurrencies.

Portfolio highlights

• KUmar Pradeep — Cart Abandonment Rate is the percentage (%) of online visitors who add items to their shopping cart but then abandon it without making a purchase. It shows the rate at which your potential customers are leaving without buying.
• Digio — Aadhaar eSign and eKYC, Digital Signatures(DSC), eNACH(NPCI Electronic Mandates), digital documentation platform. Leading digital transformation of India.
• CoinCRED — CoinCRED allows users to buy, sell, and trade cryptocurrencies.

Portfolio highlights

• Finku — Aplikasi manajemen keuangan yang membantu mengelola transaksi keuangan kamu secara otomatis. Pelajari semua insight yang dipersonalisasi khusus untuk kamu! Download aplikasi beta nya sekarang !
• Trukkr — Trukkr is Pakistan's First and Largest Online Logistics Platform. They make the process of booking commercial cargo fast by linking a shipper with transporters over a secure, intuitive and powerful platform. We ensure that shippers have complete transparency in price discovery, visibility, flexibility, and choice while at the same time givetransporters easy access to more jobs, whenever they want them. Founded in 2019, Trukkr is committed to reinventing the old school trucking industry in Pakistan by making it easier for millions of truckers to book a load and move at capacity, while ensuring shippers have access to the right truck, at the right time.
• Dastgyr Technologies — Making trade and capital seamless and reliable

Portfolio highlights

• Credpal — Buy now, pay later. Split in 6.
• Yep! — Yep! is a financial super app leveraging technology to deliver seamless financial services and solutions to all Africans.
• Encore Pay — Encore Pay is a UAE-based FinTech and Payment solutions provider.

Portfolio highlights

• Postpay — Postpay is an e-commerce company that offers easy installment loans to shoppers, enabling them to make purchases without financial strain. Explore the website for a variety of features, exclusive deals, and featured brands. Shop stress-free and enjoy affordable shopping with Postpay.
• ClearPay — ClearPay is a great new way to pay for the things you love with three equal Interest-free payments. You can use it to make purchases up to the value of £450 by simply selecting ClearPay online at the checkout, where a retailer offers it to you as a payment method.If you’re new to ClearPay, the process is fast and simple and there are no longforms to complete.All you need to do is make a quick application and when approved set up your payment plan using your credit or debit card.And for existing customers ClearPay is even faster and easier to use. They even provide you with an online account which you can use to control your plans from your smartphone.

Portfolio highlights

• Azuro — Azuro is a global decentralized betting protocol, utilizing smart-contracts to bring full transparency to the betting process and to deliver a classic betting experience with plentiful markets & liquidity and funky innovations like collectible bets and gamification via NFTs
• Odyssey — A platform for content creation, collaboration and community building in 3D. Create, curate and earn from your creations & staking rewards.
• StableBattle — StableBattle is a real-time mass PvP tournament game with a prize pool generated from DeFi yields