Top 20 Financial Services Startup Investors in Romania (May 2026)

Portfolio highlights

• Veridion — Soleadify provides business data enrichment with unprecedented coverage of SMBs, accurate classification and in-depth insights based on real-time updates.Always driven by the complexity of AI and Machine Learning, we build more efficient ways of getting more data and get more out of it. Urged on reliability and complete-ness, our datasets haveyet to be beaten in terms of accuracy and classification by industry mammoths.
• DRUID — DRUID is an AI platform that allows companies to automate processes by designing and deploying UiPath RPA integrated chatbot virtual assistants.
• Undelucram — Undelucram is a recruitment agency.

Portfolio highlights

• FLOWX.AI — FLOWX.AI wraps and orchestrates legacy systems, making it incredibly easy for enterprises to create web and mobile front-ends for mission-critical business flows. The revolutionary AI-enabled Apeiron UX engine is able to automatically create a modern, intuitive front-end for customers and employees, helping to consolidate in a unified UI all thebusiness logic cross-systems.This enables companies with complex technology landscapes to create and launch mission-critical digital products fast, and then facilitate an easy path forward to full digital transformation.The revolutionary novel approach is 100x faster and cheaper than existing alternatives. FLOWX.AI allows delivery of enterprise-grade mobile and web digital front-ends as fast as 10 weeks, and requires much smaller engineering teams.
• Undelucram — Undelucram is a recruitment agency.
• Authic Labs — Experience our easy-to-use platform to build NFT marketplaces, launch digital collectibles and design effective customer loyalty programs.

Portfolio highlights

• FintechOS — With FintechOS you can configure financial products in minutes.
• Veridion — Soleadify provides business data enrichment with unprecedented coverage of SMBs, accurate classification and in-depth insights based on real-time updates.Always driven by the complexity of AI and Machine Learning, we build more efficient ways of getting more data and get more out of it. Urged on reliability and complete-ness, our datasets haveyet to be beaten in terms of accuracy and classification by industry mammoths.
• TypingDNA — TypingDNA provides typing biometrics authentication as a service, enabling companies to recognize people by the way they type. The company's authentication technology compares how people type on their keyboards against previous recordings. Works on both mobiles and PCs. Headquartered in New York, United States, with offices in Romania, EU.

Portfolio highlights

• Beez — Beez is a mobile APP that targets people who shop online and finances online shopping with credit cards. We give them an alternative for the buy now, pay later model with, NO interest, NO late fees, No commissions.Our approach is to eliminate the bank from the equation(user-bank-retailer) and support the financing costs of these loans directlyfrom the retailer as a wholesale discount to us.The problem as we see it that 70% of credit card owners end up paying interest and 25% interest rate is only the starting point they even go up to 50%Right now people get money from the bank with interest and pay for products, our approach is to pay the merchant, an get a wholesale discount, our user get the products and pay us back in 60 day with no costsOur product gives the same benefits as a credit card : - cash back on every transaction - Automated saving solution - credit at POS with NO interestTo retailers we bring : - sales - loyal customers - increase on the recovery on abandoned carts
• EZ Texting — Founded in 2004, EZ Texting has served over 160,000 customers and is the #1 SMS marketing software, setting the standard for business texting platforms. Our messaging solutions are featured as a top 20 Best Product for Marketers and allow businesses of all sizes to reach and engage their mobile audiences. Headquartered in Santa Monica, CA, and withoffices in Austin and Kiev, EZ Texting is a SaaS company that delivers the fastest, easiest, and most reliable way to connect. Backed by Morgan Stanley Expansion Capital, Investor AB, and ROCA Partners, EZ Texting is continuously voted a Best Place to Work.Originally founded in 2006, EZ Texting was acquired by CallFire in 2012. In 2018, CallFire, founded in 2004, consolidated all of its brands under the EZ Texting.
• The Lifetime Value Co. — Our goal is to help people discover, understand and use data in their everyday lives. We provide data about people, homes, vehicles, businesses and more.

Portfolio highlights

• evoMAG — evoMAG is an online portal that offers tablets, laptops, computer equipment, appliances, printers, and various products.
• Hunch — Hunch empowers you to automate your creative production and media management, to get performance uplifts faster than ever. Get started now.
• ESX — ESX operates as a fitness subscription startup.

Portfolio highlights

• deskbird — Most intuitive and people-centric - deskbird's hybrid workplace solution that employees will love. For all flexibe companies, from startup to corporate.
• Renewabl — Renewabl is the platform that allows companies to meet their decarbonisation targets quickly and efficiently by matching renewable energy certificates directly from hydro, wind and solar on a 24/7-hour basis.
• Commsignia — Commsignia specializes in the research and development, manufacturing and distribution of cooperative intelligent transportation systems. Its product line includes a V2X Communication Software Stack and Commsignia’s own security stack implementation, Hybrid V2X/ADAS Safety Applications, a V2X Simulator, On-Board Units (OBU) and Roadside Units(RSU).The company was founded in 2012 and is headquartered in Santa Clara, California.

Portfolio highlights

• FLOWX.AI — FLOWX.AI wraps and orchestrates legacy systems, making it incredibly easy for enterprises to create web and mobile front-ends for mission-critical business flows. The revolutionary AI-enabled Apeiron UX engine is able to automatically create a modern, intuitive front-end for customers and employees, helping to consolidate in a unified UI all thebusiness logic cross-systems.This enables companies with complex technology landscapes to create and launch mission-critical digital products fast, and then facilitate an easy path forward to full digital transformation.The revolutionary novel approach is 100x faster and cheaper than existing alternatives. FLOWX.AI allows delivery of enterprise-grade mobile and web digital front-ends as fast as 10 weeks, and requires much smaller engineering teams.
• Colossyan — We make video creation simply and stressless. AI video technology allow us to crate video in just a few minutes. Ty out here.
• Commsignia — Commsignia specializes in the research and development, manufacturing and distribution of cooperative intelligent transportation systems. Its product line includes a V2X Communication Software Stack and Commsignia’s own security stack implementation, Hybrid V2X/ADAS Safety Applications, a V2X Simulator, On-Board Units (OBU) and Roadside Units(RSU).The company was founded in 2012 and is headquartered in Santa Clara, California.

Portfolio highlights

• Shardeum — Shardeum is an EVM-based, linearly scalable smart contract platform that maintains low gas fees while providing true decentralization and solid security
• Neptune Mutual — Need Crypto Insurance? You don't need to submit loss proof to receive payouts. No need to wait after creating a claim. Get a free price quote now.
• Ready — Compete in mobile games to WIN cash!

Portfolio highlights

• Bob W — Book the smartest alternative to hotels and random rentals. Climate-neutral and locally designed apartments in handpicked districts. Stay days, weeks or months.
• vestr — Vestr facilitates the creation and life-cycle management of actively managed investment products and offers a software-as-a-service to its clients. The software engine handles everything from portfolio rebalancing to investor reporting and audit trails, so issuers and portfolio managers can focus on their core competencies. vestr is a pure playtechnology company and does not issue their own structured products.
• Autenti — Autenti is a platform for document authorization and contracting via the Internet. It facilitates the signing of many papers and accelerates the working mode in companies.

Portfolio highlights

• Hook — Hook provides an NFT-native options protocol that enables active traders to earn more with less. For active traders, options allow them to earn multiples of buying the floor for the best trades.
• Risc Zero. — RISC Zero is revolutionizing the internet by creating the infrastructure & tooling for Web3 developers around the globe to build zero-proof software.
• Essential — Essential is building intent-based infrastructure & tooling to accelerate the transition from value extraction to intent satisfaction.

Portfolio highlights

• Protio — Protio is proptech startup reinventing the process of buying & selling real estate.
• TULIPR — TULIPR is a digital platform that streamlines the event planning process for businesses, agencies and event professionals.As an end-to-end solution, it improves the overall vendor management process and allows event suppliers and clients to connect and do business on a single platform, from sourcing, booking, contracting, invoicing to overallevent management.
• Metabeta — Early-stage portfolio management for startup accelerators and investors.

Portfolio highlights

• Liminal — Create Multisig wallets for Bitcoin, Ethereum, Ripple using hardware wallets. We make it extremely easy and secure for individuals and businesses to manage their digital assets without giving up control and ownership.
• Campaign — Simple no-code platform for brands to build loyalty apps with native NFTs. Brands can revitalize their loyalty programs with NFTs that allow customers to sell memberships, evolve their rank over time, and leverage interoperability to redeem them outside of just the store.
• Midnight — The company is on a mission to build Web3 games with “eternal stories” and never-ending experiences that keep players coming back.

Portfolio highlights

• Coinzix — Coinzix - one of the most convenient and reliable crypto platforms with guaranteed liquidity and low commissions. Come in and make sure.
• VisionGame — Ultimate Gaming Experience Amplified by Blockchain
• MetaFi — MetaFi operates as a Trading Metaverse. Trading Metaverse is a new kind of social trading experience governed by its users.

Portfolio highlights

• Milluu — Helping places become homes! Milluu is the app that gets personal, relevant and smart about rent.We believe that things are done properly when you're personally invested. And we invest our technology & smart tools to help you find your next home or your next ideal tenant!We have created a service app that connects directly listers andtenants based on their preferences.Based on AI and ML, our Milluu Bot is the friendly face of the app, assisting you permanently in your rental journey, making suggestions for great matches and helping you close the deal.
• OxidOS — OxidOS supplies a Secure Operating System and Development Tools for OEMs and auto software creators.
• Bunnyshell — Bunnyshell is an Environment as a Service platform that enables developers to instantly spin up dev environments for any task on Kubernetes and develop remotely.

Portfolio highlights

• Aggero — Data-driven end-to-end technology platform that connects brands to gamers.
• Tokinomo — Discover Tokinomo, the in-store interactive robotic promotional display helps FMCG products stand out on the shelves for an average 200% increase in sales.
• Vatis Tech — Speech-to-text recognition API with custom AI models and real-time transcription for the English language. Get started now for FREE!

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Autenti — Autenti is a platform for document authorization and contracting via the Internet. It facilitates the signing of many papers and accelerates the working mode in companies.
• Spectrm — Streamline your marketing funnel with Spectrm conversational marketing. The leading end-to-end chatbot platform for growth teams and enterprise.
• ShiftMed — ShiftMed offers a uniquely efficient and user-friendly approach to on-demand staffing for the healthcare industry with 90%+ show rates.

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Anoma — An intent-centric architecture for decentralized counterparty discovery, solving, information flow control, & multi-chain atomic settlement
• Hourglass — Our mission at the Hourglass Collective is to grow adoption of real-world blockchain utility by incubating projects that bridge the crypto space with mainstream entertainment, popular apps, major retail brands and large-scale events
• Ellipsis Labs — Ellipsis Labs is building Phoenix, a decentralized limit order book on Solana that is fully on-chain, non-custodial, and crankless.